Staking Calculator: Rewards, Lockup and Net APY
Project gross and net staking rewards for ETH, SOL, MON and ADA, with or without daily compound re-staking, validator fees, and per-day / per-month earnings. All math runs in your browser.
Quick answer. Without compounding, rewards = P × APY × t; with re-staking, final balance = P × (1 + APY/365)365·t. Net rewards subtract the validator or protocol fee — typically 5–15% of rewards. Pick a network to load a representative APY, then adjust it to your platform's live rate.
Inputs
Projected staking returns
| Principal | — |
| Gross rewards (before fees) | — |
| Validator / protocol fee | — |
| Net rewards | — |
| Final balance | — |
| Average per day (net) | — |
| Average per month (net) | — |
| Compounding | — |
Staking calculator FAQ
How are staking rewards calculated?
Without compounding, gross rewards = principal × staking APY × time in years. With re-staking enabled, rewards compound daily: final balance = principal × (1 + APY/365)^(365 × years). The calculator shows both gross rewards and net rewards after validator or protocol fees.
What is re-staking and should I enable compounding?
Re-staking means claimed rewards are delegated again so future rewards earn on a growing balance. Liquid staking tokens such as stETH, jitoSOL or shMON auto-compound by design; native delegations usually require manual re-delegation. Enable the toggle only if you will actually reinvest, otherwise the simple (non-compounded) result is accurate.
How much do validators and staking protocols charge?
Typical validator commissions and liquid-staking protocol fees range from about 5% to 15% of rewards — for example Lido charges 10%. The network presets use representative rates that you can override. Fees are deducted from rewards, not from your principal.
Are quoted staking APYs guaranteed?
No. Staking yields are variable: they change with the share of supply staked, inflation schedules and fee burns. Ethereum native staking was roughly 2.8–4% in 2026, Solana about 6–8%, Cardano 3–4%, and Monad about 7–13% nominal. Run the projection with a range of rates rather than a single number.