Disclaimer & Affiliate Disclosure
Last updated: September 10, 2026
⚠️ Not Financial Advice
All content on DifiCalc is for general informational and educational purposes only. Nothing on this site constitutes financial, investment, legal, or tax advice. You should consult a qualified professional before making any financial decision.
DeFi Risk Disclosure
Decentralized finance carries substantial risk, including but not limited to:
- Smart contract risk — bugs or exploits may result in total loss of deposited funds.
- Protocol risk — governance decisions, admin keys, or upgrades can change parameters unfavorably.
- Oracle risk — manipulated or stale price feeds can trigger liquidations or incorrect yield calculations.
- Impermanent loss — LP positions may underperform simple holding during volatility.
- Stablecoin depeg risk — even "stable" assets can lose their peg (e.g., UST in 2022).
- Bridge risk — cross-chain assets depend on bridge security.
- Regulatory risk — jurisdictions may restrict or prohibit DeFi activity.
Never deposit more than you can afford to lose. Always verify current APY, audit history, and protocol status before depositing.
AI-Generated Content Disclosure
Protocol risk reviews and portfolio allocations on DifiCalc are generated by QWEN AI based on protocol metadata and current yield data. AI outputs may contain errors or outdated information. Always verify against primary sources (protocol docs, audit reports, DeFiLlama) before acting.
Affiliate Disclosure
DifiCalc may earn affiliate commissions when users sign up or transact with linked protocols and exchanges. Current affiliate relationships:
- dYdX — 30-50% of taker fees from referred traders.
- GMX — referral codes provide 5% trading fee discount to users.
- Hyperliquid — 4% trading fee discount for referrals.
- CEX (Binance, Bybit, OKX) — sign-up bonuses and trading fee discounts.
Affiliate relationships never influence editorial reviews or risk grades. Protocols are reviewed on their merits; risk grades are computed by a transparent heuristic (see the risk grader breakdown).
No Warranty
DifiCalc is provided "as is" without warranty of any kind. We do not guarantee that yield data is accurate, complete, or current. APY figures change continuously and may be stale by the time you view them.
Limitation of Liability
To the maximum extent permitted by law, DifiCalc and its operators are not liable for any losses arising from your use of this site or reliance on its content.
Jurisdiction
This site is operated globally. Users in restricted jurisdictions (e.g., US users on Polymarket, sanctioned regions) are responsible for complying with their local laws.